The most expensive body insurance contracts in the world
Tongues, voices, hair... even smiles of famous people are insured for tens of millions of dollars. In addition to ensuring safety, these contracts also help the owners to polish their names in the press.
The practice of insuring body parts began 10 years ago, when silent film comedian Ben Turpin, famous for his cross-eyed appearance, insured his yellow eyes in case he could no longer “cross-eyed.” Since then, celebrities have been insuring other parts of their bodies, such as their legs, hair, breasts, and more. The recipient of these special contracts is Lloyd’s Bank, in London, England. They call themselves “the world’s leading specialty insurance market, responsible for some of the biggest, most complex, and riskiest contracts.” Here is a list of the world’s most expensive celebrity body parts.
1. Egon Ronay
Part: Tongue
Insurance: $400,000
Egon Ronay, a Hungarian immigrant to the UK, insured his tongue with Lloyd’s of London for $400,000. His book, “A Taste of British Restaurants,” was said to make or break a restaurant’s reputation and launched big-name chefs, including Gordon Ramsey. He was famous for hating TV chefs, saying “they’re businessmen, not chefs!” Ronay died in 2010 at the age of 94.
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2. Dolly Parton
Body Part: Boobs
Insured Value: $600,000
The country singer may be known for her voice, platinum blonde hair, and hits like “Jolene” and “9 to 5,” but she’s also known for another part of her body. Those are her trademark 40DD breasts. She insured both breasts for $600,000 just in case!
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3. Holly Madison
Body part: Breasts
Insurance value: $1 million
Hugh Hefner's ex-girlfriend and reality TV star Holly's World took out a $1 million insurance policy on her breasts earlier this year.
After starring in the reality TV show Girls Next Door, she became famous for her shapely figure, especially her busty figure. She said: "Everyone else insures their bodies, so why can't I? If something happened to my breasts, I'd be out of work for months, and I'd lose a million dollars. So I have to protect my assets first."
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4. Jeff Beck
Part of the Finger
Insurance: $1 million
The legendary guitarist of the Yardbirds had an accident while cooking that almost cost him his music career. While chopping carrots, he slipped on a knife and cut his left index finger. Luckily, he was rushed to the hospital in time. Since then, Jeff Beck decided to insure his finger for $1 million.
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5. Troy Polamalu
Department: Hair
Insurance: $1 million
The Pittsburgh Steelers quarterback is known not only for his fierceness on the field but also for his championship hair. Polamalu announced that he had not cut his hair since 2000, and every time he went out on the field, he spent 45 minutes taking care of his hair. A few years later, when he became a spokesperson for Procter & Gamble's Head & Shoulders shampoo, the company insured his dreadlocks for $1 million. This was necessary because football rules allow pulling hair when blocking an opponent, and Polamalu was pulled once in 2006.
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6. Keith Richards
Body Part: Hands
Insurance Value: $1.6 Million
Keith Richards, founding member and lead guitarist of the Rolling Stones, took out a $1.6 million insurance policy with Lloyd’s of London on his hands, which helped make him one of the greatest guitarists of all time. In an interview with Fortune, Richards pointed to his hands and said, “It’s all business!”, because clearly his hands are his bread and butter.
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7. Heidi Klum
Body Part: Legs
Insurance Value: $2.2 Million
Heidi Klum, a Victoria’s Secret model and host of the TV show “Project Runway,” insured her legs for $2.2 million at Phillips De Pury in London during her time as a spokesperson for Procter & Gamble’s Braun razors. The $2.2 million is because her left leg is worth $200,000 more than her right leg. “I have a scar on my right leg, so my left leg is worth more,” Klum explained to Vogue.
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8. Bruce Springsteen
Department: Voice
Insurance: $6 million
According to Time.com, the New Jersey rock ‘n’ roll star, best known for hits like “Born to Run” and “Dancing in the Dark,” and the owner of multiple gold and platinum records, insured his voice for $6 million at Lloyd’s of London. According to Business Week, Lloyds did not disclose when the contract was signed, but it is widely believed to have been in 1988.
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9. America Ferrera
Department: Smile
Insurance: $10 million
America Ferrera is best known for her ugly braces on ABC’s “Ugly Betty.” But in real life, she doesn’t need them to show off her dazzling smile. In 2006, GlaxoSmithKline’s Aquafresh brand took out a $10 million policy on her smile at Lloyds of London. The policy was part of the “Smiles for Success” fundraiser, which provides free dental care to women.
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